If you had invested $100 monthly in Apple stock for 20 years, you would have approximately $10.8 million today!

Investing only in your home country is like exploring just one block in a massive city. There’s a whole world of high-growth opportunities out there—starting with stocks like Apple (AAPL), which has turned everyday investors into millionaires.

Imagine this: Your love for Apple products could’ve doubled as an investment strategy. A simple $100 monthly investment in AAPL over 20 years would have resulted in life-changing wealth. Let’s crunch the numbers.

Apple’s Phenomenal Growth

From 2005 to 2025, Apple’s stock performance has been nothing short of legendary. While the broader market saw steady growth, Apple skyrocketed.

• Apple’s 20-year CAGR (compound annual growth rate): 35.66%

• S&P 500’s 20-year CAGR: 10.05%

That kind of return isn’t just good—it’s elite.

If you had consistently invested $100 per month, how much would you have today?

Let’s break it down:

•  Monthly investment: $100

• Investment period: 20 years (240 months)

• Total amount invested: $24,000

Now, using Apple’s 35.66% annual growth rate, here’s where things get crazy.

👉 Your $24,000 investment would be worth approximately $1,634,000 today.

And if we factor in dividends and stock splits, the total value jumps to a staggering:

🚀 $10,867,390

Yes, that’s $10.8 million from just $100 a month. That’s the power of compound growth and long-term investing.

It's important to note that:

1. This exceptional return is not typical and past performance does not guarantee future results.

2. The calculation doesn't account for potential variations in stock price at the time of each monthly purchase.

3. The actual value might differ slightly due to the timing of investments and exact dividend reinvestment dates.

Still, this exponential growth highlights the power of compound interest and consistent investing—especially in a high-performing stock like Apple.

Market Comparison: Apple vs. Tech Giants

Apple’s 20-year total return CAGR of 35.66% isn’t just impressive—it’s elite. This kind of growth puts Apple among the top-performing S&P 500 stocks over the last two decades, easily outpacing many of its biggest rivals.

📊 How Apple Stacks Up Against Other Tech Giants

•  Apple: 35.66% CAGR (20 years)

• NVIDIA: 28.01% CAGR over 20 years

• Amazon: 23.12% CAGR over 20 years

Apple's success can be attributed to innovative products, brand loyalty, an integrated ecosystem, effective leadership, and strong financial performance.

However, investors should consider market volatility, competition, regulatory challenges, and the importance of diversification when investing in Apple.

The Power of Consistent Investing

Here’s the real takeaway: You don’t need to time the market perfectly to build wealth.

Investing regularly in a high-performing stock like Apple can accumulate substantial wealth over time. 

This strategy, known as dollar-cost averaging, involves investing a fixed amount at regular intervals, regardless of the stock's price. 

It can help mitigate the impact of market volatility and potentially enhance long-term returns.

Apple Stock in 2025: Still Ripe for the Picking?

As of February 15, 2025, Apple's stock is trading at $241.52, showcasing a remarkable 31.09% surge over the past 52 weeks, with a market cap of approximately $3.4 trillion.

AI-Powered Growth: Apple’s Next Big Thing

Apple is making major moves in artificial intelligence, with plans to integrate ChatGPT-style features into its devices.

Analysts believe this could spark a multi-year iPhone upgrade cycle, much like 5G did in 2020.

In short: more AI, more iPhones, more revenue.

Projections: Is the Price Right?

 Here are the top analyst 12 Months projections for Apple stock:

• Average 12-month price target: $242.52

• Highest price target: $325.00 (Wedbush analyst Daniel Ives)

• Lowest price target: $180.00

• J.P. Morgan's price target: $260.00

Challenges: Potential Worms in the Apple

Not everything is sunshine and stock splits. Here’s what could slow Apple down:

• Macroeconomic headwinds – A strong dollar and flat unit sales could weigh on growth.

• Tariffs on China-made products – Potential trade restrictions could increase production costs.

• Regulatory scrutiny – Privacy laws and App Store policies are under the microscope.

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The Global Hustlr Advantage

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Our mission is to empower you with the knowledge, strategies, and connections to build a thriving global portfolio

🚀 Ready to take your investment game to the next level? 

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• Learn everything you need to know to invest successfully

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Happy investing,

The Global Hustlr Team